Confident professional using a smartphone

Licensed PSP-Powered Protection

Secure Every Transaction.
Protect Every Deal.

Buy or sell confidently across social media, websites, and digital channels. Funds stay protected until delivery is confirmed.

Funds held by MoolreKYC'd sellersReal human dispute review

Total protected

₵0

held safely to date

Live

Protected deals

completed end-to-end

Verified sellers

with KYC complete

How it works

Same DM. Same MoMo. One safe step in between.

Nothing about how you discover, negotiate or chat changes. SBBS slots in at the moment money would have moved.

Buyer pays SBBS

We capture payment via a licensed PSP. Money is earmarked for this deal. Seller gets an SMS the funds are safely held.

Seller dispatches

Seller marks the order sent. SBBS issues a one-time delivery code to the buyer — the unlock key for payment.

Buyer inspects

Buyer inspects the goods at delivery. Either releases the code, or files a dispute from their Hub.

Seller is paid

An SBBS approver clicks Approve. Moolre transfers to the seller's MoMo instantly. 72-hour auto-release protects against ghosting.

The dispute promise

If anything goes wrong, you’re not alone.

Open a dispute from your Hub. The transaction freezes. Both sides upload evidence. A real human at SBBS reads it and decides within five business days. Refunds go back through the original payment method — never store credit.

✓Funds sit with a licensed PSP — never with SBBS staff.

✓You hold the unlock key — the seller can't be paid without it.

✓Evidence uploaded to a private vault — reviewed by a human.

✓Refunds hit your original payment method, not store credit.

How a dispute resolves

Illustrative timeline

Refund path

Order value (example)

GH₵ 180.00

When you open a dispute

Funds freeze. A real human reviews. Refund or release.

Step 1
Buyer opens dispute from their Hub
Add a short reason and upload photos as evidence.
Immediately
Funds auto-frozen at the PSP
No SBBS staff can move this money.
Within hours
Reviewer assigned
An SBBS Trust Team member picks up the case and contacts both sides.
Within 5 business days
Refund or release
Refunds go back to the original payment method — never store credit.

Every dispute is read by a human. No bots, no canned replies.

Dispute SLA5 business daysRefunds to original methodAlwaysFunds touched by SBBS staff0, ever

For buyers

Stop paying strangers.

Pay SBBS, not the seller. We hold your money until you confirm the item arrived as promised.

One Hub showing every deal you've ever done
Documented dispute path with real human review
Refunds back to the original payment method
Protected even after the rider walks away

For sellers

Convert more sales.
Get burned less.

Show buyers an SBBS link and watch your close rate jump. The order is pre-funded before you spend a cedi dispatching.

Pre-funded orders — never ship on hope
Trust Badge for your Instagram bio
Saved MoMo payout that prefills next time
Public profile that accumulates reputation

The new reflex

“Use SBBS or I’m not paying.”

That’s the reflex we’re building across every Instagram DM, WhatsApp thread and TikTok comment. Be early.

Secure Every Transaction. Protect Every Deal.